Understand Your Needs
We begin with your course, destination, budget, and funding requirements.
The right financial solution can make higher education more accessible and manageable.
Loans are financial tools that allow individuals or organisations to borrow money for purposes such as education, purchasing a home, or starting a business. They are normally repaid over time and may include interest.
Different loan types have different terms and conditions. Shiva Consultancy helps students and families understand available education finance options, organise documentation, and approach the application process with a clearer plan.
We help simplify the financial side of studying abroad by breaking the journey into clear, practical steps.
We begin with your course, destination, budget, and funding requirements.
We help organise the information and documents needed for the next stage.
We keep the steps understandable so you can make informed financial decisions.
Support across the essential financial services commonly needed by students and international travellers.
Financial support for tuition, books, living expenses, and other eligible education costs, helping students pursue academic and career goals.
Convenient foreign currency exchange support for international travel, education expenses, and overseas payment requirements.
Assistance with transferring approved funds internationally for education and other permitted financial requirements.
A secure fixed-value payment option designed to reduce the risk associated with carrying cash during international travel.